Why Choose McOmber Insurance?
It’s simple really, because it’s much more about you than it is us. Without you, we don’t exist and the only way for us to thrive is by providing you with the health and life-long term care coverage and service that you’ve been looking for. We‘ve scoured the market to find the best offerings that provide you the peace of mind that comes with: Accessibility, Simplicity, Flexibility and Affordability.
Our limited medical plan offers over 2,500 locations around the country and it’s growing fast! So, when you’re traveling for business or pleasure, help is most likely nearby. There are NO qualifications for basic coverage – our employers’ plans are guaranteed issue for 5 or more employees and we can even work with solo-preneurs.
There are NO surprise bills – if you need routine medical tests, X-rays, stitches for lacerations, even casting for broken bones, they’re all included in the one low co-pay. One child? Six children? Our family plan premium is the same and they’re covered up until age 26. These are just a few of the features that make this plan an outstanding value. (Learn more)
Wondering about long term care? The U.S. Administration on Aging, says nearly 70 percent of people turning 65 will need help with daily activities in their golden years. Planning ahead is critical! Long term care has historically been confusing, extremely expensive, hard to qualify for and carries many restrictions on how benefits can be used.
In practice, most stand-alone long term care plans are “use-them-or-lose-them”. What happens if the worst happens and you die before utilizing your policy benefits? All those premiums will prove to have been wasted.
Our selected combination life/long term care offering provides life insurance in case the worst happens and if you need care prior to the end of your life, payments of up to twice the face value of the life policy spread over up to 50 months. And if you use all of your long term care benefits, you still have a fully paid-up life policy good to age 100 equal to 25% of the original face value of your life coverage. (Learn more)
A little about us: My family began in the insurance business in 1893 with my grandfather, Fred T. McOmber. He and my father built one of the largest independent insurance agencies in Michigan through their focus on honesty, great customer service, community involvement and making you, the policy holder, the center of everything they did. That’s the world I grew up in and those are the values I carry forward with me to this day. My business career in multiple industries over 45 years has as its foundation the desire to make my client more effective, their businesses function more successfully and always doing the right thing on their behalf. I look to your needs, not mine and the rest naturally takes care of itself. Request a consult to find out how we can help you have the same great experience!